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What you are saying makes a lot of sense. After such good service with ANZ, and average service in most dealings with other banks, I find it hard to move away from them. Going forward I am happy to use other lenders for new aquisitions as we have hit a ceiling at ANZ anyway and we do...

Yes but a pain in the butt it is also!

My husband works for himself and his ABN has not be active again for two years yet (after a 5 year break) plus some of our property and associated income is overseas so it is discounted in terms of local serviceability.

Yes and this is one of my concerns. Could be. How do we determine what is "right"? They give us great service and a favorable rate. Why? Thanks for any info you can give me!

We have only taken the first steps today with regard to enquiries about how feasible this all is. Hence my original question in this post. We have an appt with a lending manager this week. I presume we will get more into all this then.

We did re-fi a few times to draw down equity. Our income has changed and they know that. Most recent would have been three years agao. Our business and personal banking is with them as well. However we do have other prroperty and banking with other banks. If they request full disclosre and we...

I have been with ANZ for many many years, dealing with the same two branch managers. I have enjoyed excellent service and great banking for 10 years. We are on a nicely dicounted rate, 0.85%, that we will possibly lose if we move our PPOR loan away to another lender. I don't want to change banks...

The original lend on that IP loan was 6 or so years ago - full doc. Our current mortgage was 7 years ago full doc - we are selling and buying a new place. The mortgage on the new place we have to go Lo Doc 60 if we want to stay with ANZ.

We currently have borrowings up to 80% on another property with ANZ. We want to apply for Lo Doc 60 for the new place. Does anyone know if you apply for ANZ Lo Doc 60, does this mean your entire existing portfolio with ANZ must also be 60% LVR or does it only apply to the new loan? Thanks!