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Can I rent it out after half an year later? I think seeking pro broker's advice is crucial to me. Will it benefit to find a local broker? or it isn't a matter that whether he/ she is local or not? Do you know any good brokers in Sydney?

Hi Rolf, What's occ? I'm running out of time. Probably I can't buy any props before the end of stamp duty concessions. Does it cost a considerable amount of money? I means stamp duty. Gross income: $100k p.a.; saving: $100k (max.); target prop (unit): $500k. Could you give me some advice?

Hi Aaron, Low free cash is my situation indeed. Moreover, I wanna keep the cash flow healthy for investing next IPs in the future. I have about $100k p.a. gross income. About $100k (max.) can be used for deposit. Actually, I dun wanna use all $100k of my savings. It's too risky to me. The...

Hi Aaron, Thank you for your advice. Is it worth to pay LMI? as it's a burden to fork out 20% deposit. It'll really affect cash flow. When and who should I ask for the certificate of building insurance? Thanks again!

Hi Rolf, Thanks for your advice. As you said, if I borrow 90% and put my balance of savings into the offset account, how to make the calculation for this strategy? What's the 100% offset account? What could I do in this stage except saving deposit if I want a 2nd IP in the future? Will...

Hi all, I wanna buy my first home as an IP before the end of this year as stamp duty concessions will come to the end after this year. I been reading the relevant things. I wanna know more before I gonna contact any mortgage providers or brokers. I'm still quite confused on many terms...