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That may very well be true, but what was the Lmi premium you paid? Also the lmi premium may be deductible over 5 years or the life of the loan which ever is shorter if the use is changed from personal to income producing. So keep this in mind if your going to rent out and refinance as the...

And what about the Lmi again? This can be used as credit to refinance to reno and refinance to pull equity after the reno?