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  1. H

    Loan Structure Advice Please

    The only reason why your broker would suggest you do it together is due to serviceability. If you are buying land only then you will need to be able to afford your current rental commitments plus the land repayments. If the loan was done as land plus construction then your existing rental...
  2. H

    Loan Structure Advice Please

    Int only fixed for 5 years is available from all lenders. Just be aware that not all lenders do 100% offset on fixed rate loans. Personally I wouldn't fix the land loan in case when you go to build the valuation comes in low and you have to refinance to another bank. You could fix the land...
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