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This is probably the best advice of all. Thanks.

Thanks a million. That calculator is very useful, as it sheds light on the areas where money can be saved.

Hi MIW. Why is this? It's been recommended to us that we own all three insurances (Life, TPD, and income protection) in the SMSF. Thoughts?

Thanks, Peter. We are both late 40s . . . which is why ours might be a bit higher than SandyFeet's. What are some ways of bringing the premiums down? I will ask about level cover (as our quote is for Stepped.) Also, the profession quoted is ANY. I will see if it's cheaper for desk-type...

Thanks for that. Is that the total for both of you, or each? Quite a bit cheaper than ours. We are looking at $6700 (total). Ours would be owned by our super fund, and tax deductible. But still . . . that's a big chunk.

Hello everyone, I am not sure if this is the right section for this post, but here goes. My husband and I are in the process of setting up a self managed super fund. As part of this process, we've been getting quotes - via a financial advisor - for insurances. Specifically, life, TPD...