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Thanks, all. Rob, I thought the same thing as you about those stats - long-term ownership of their commercial property really helped! H.

Thanks for replies! Yes, I hear what you are saying, Rolf. It's all relative. Also, the lady in question is not really "retired" - she just gave up her day job to manage her portfolio. H.

Yep - maybe that's the problem. But I would still like to hear whether others have managed to buy a property using bank funds AND have it positively geared. Is it do-able? H.

And a follow-up question (sorry - forgot it earlier)! The same lady says that when she bought her first IP, "I worked out the rent, capital gain, rates, taxes and interest rates, and I realised I was actually making $160 a week." OK, I understand the concept of capital gains. But doesn't...

Hello! I have been reading the latest issue of "Your Investment Property" magazine. They have featured a lady who "amassed a $3.5m portfolio in 4 years and retired at 39". She has 12 investment properties, all of them positively geared (which is how she's been able to retire). She has...