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Some answers to questions above . . . No, we have not bought the IP yet. But when we do (soon I hope), we have been advised to take it out in my husband's name, since he is the higher wage wearner. He gets about $64K. I am self-employed; get around $30K (fluctuating). Sorry for my complete...

Hello again, All, This forum has been my most useful source of info yet! Thanks for all your input. Now here's another questions. We have been advised to put our IP in my husband's name, as the (much) higher income earner. I get this, but what happens if we split up down the track. I...