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My thought are - try it and see! All the generalisations in the world aren't worth a dime when you're sweating it out looking for finance for the next deal. At the time, you may want to run a backup application with your x-colled lender while you also go for the new one. That way you have a...

Hi JIT The key words here are "if possible". There is no right answer here for every situation. It all depends on the size of the next deal and how it fits with the equity you can get out of each lender / property. I don't mind paying a bit of LMI / a slightly higher IR to keep more...