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Not if you can buy twice as much property by renting than you can by buying and having that non-deductible debt hanging over you. Even if it's a small amount it will impact your debt servicing, with a relatively low avoided rent cost due to the relatively low yields around on resi. And not...

Tom, just never sell your IPs and the CGT-free advantage of the PPOR falls away. If you assume (and do) that, then owning your own PPOR has very few advantages from a financial POV. Of course there are more than just financial considerations at stake but there is a core assumption here that...

I find the comments on how "most people won't save the difference" a bit frustrating. The topic should be about "what is the best investment strategy available" not "what works for most people". To me it's clear that if you're starting from scratch, have a reasonable income and want to be...