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  1. H

    Fix Now or Wait ?

    I'm not sure the banks really care about bad publicity, only financial consequences of their actions....particularly now with less competition and the ability to engage in informal collusion. But hope you're right given I didn't fix. I wasn't expecting further falls but what held me back was...
  2. H

    Fix Now or Wait ?

    What that says from a pure financial perspective is, I should have fixed. I know there's varying degrees but ceteris paribus, if the economy improves, rates will increase, if it tanks from here, rates may increase to offset bank losses from volume, defaults etc. Too late to change my...
  3. H

    Fix Now or Wait ?

    Is it probable that the banks will increase VARIABLE rates contrary to what the RBA is doing - dropping the cash rate or keeping it the same?
  4. H

    Fix Now or Wait ?

    The fact that the increases are synchronised is no surprise. And they're doing it because they can. I just wonder if they're taking advantage of recent media commentary by some brokers advising people to fix now. One thing i've noticed of fixed rates over the years is that they trend up...
  5. H

    Fix Now or Wait ?

    its a worry, a real worry. I was expecting fixed rates to go up at some point but not as soon as now. A real cunundrum on whether to press the trigger. I still think things will continue getting worse or at least stay bad for at least a few months. No rhyme or rhythm why optimism is being...
  6. H

    Fix Now or Wait ?

    Keith in your opinion, would it be prudent to assume if rates rose significantly higher that rents would respond in kind (ceteris paribus)?
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