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Alright, I think this gives me a clearer understanding of what will happen in these scenario and what I need to do. Given my circumstances, selling sounds like a considerable option given the high prices in Sydney (where my PPOR is), even with the cost involve. It would still give me upwards of...

Thanks for all the advice. The spouse idea is also very useful. So from what I gather, if I draw on the equity of my 1st PPOR, then use this to buy an IP. I could get a tax deduction on the interest of this IP, am I correct? And, if I change the purpose of this 1st PPOR, to an IP. Then...

I've got great info from reading this forum, unfortunately, I did not come across this forum much earlier. After reading much of the thread, I realised I've taken a completely wrong move. Rather than sobing about it, I want to try to get the most out of it, and needs help. My situation is, I...