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Ok, Line of Equity, that makes sense thanks, damn online glossary's I found have no mention of it. Yes I understand about using the equity with new valuations and the capitial growth which is where it comes from. I've just learnt all that lately, well how it all comes together. That's a great...

It's all starting to make sense and I see why successful investors are only using IO loans or at least until they get to a later stage. But I wonder if interest rates get high, like over 9%+ if they would want to pay some of the loan off? Ok I guess if you have paid the cash into your offset...