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Yes RV's advice is top notch and I was reading the other Valuation thread where he posted about how a valuator works, very interesting. Yes it could be worth asking Westpac what they will value the house at. I will have to decide if I can find a property in the small price range, which looks...

ok thanks for that advice. Well it's probably not as bad it sounds, in fact everything works fine like bathroom & kitchen etc but the main problem is only some of the house is painted, it's taking awhile with the outside taking up a lot of time as it hadn't been painted for years and the old...

ok thanks, so I guess they will put a similar valuation on it.

Yes I guessed they just put a value on from sales data. I'm still wondering if banks can have variations in their desktop valuations or do they all use the same system/data?

I would like to know how the major banks look at valuations? My current PPOR home is still been renovated and I don't want to get a full valuation until most of the work is complete. ANZ have approved an IO loan but the valuation on my home is not as much as I would have liked. So to get the...