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Yes but we have managed to save at least 20k - 50k or more to get a deposit and buy a home or two, to some that might be a lot of money.

You done the right thing, you are not a charity, if they need help then their are organisations that deal with that. This is one of many reasons why I prefer to not have much to do with tenants and let the pm deal with them. One recently invited me for dinner and another always wants me to do...