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The reason many people want so much financial freedom in retirement is because they think they deserve it for sacrificing such a great portion of their lives on the hamster wheel. If you spend much less time on that wheel, the need to be so financially free diminishes significantly because you...

Here's another vote for not preferring any of that fluffy retirement brochure type of idylic nonsense eg. the cheesy "the only thing I want to be fixing in retirement is myself a drink" like drivel. You have likely been sold that ideal by the same clever marketers that are convincing you to stay...

We also bought some powder form too but from Costco instead, which worked out to be the same 20c per load. The wife thinks the tablets are "special" because they have that power ball 'n all, so who am I to argue when they are available at the same price :)

This point is key. When we are working, we tend to favour convenience over value for money and you can easily switch this over in your financial favour when you become time, instead of dollar, rich. FWIW, I am doing most of these now: Our local supermarket marks down daily a lot of...

I quit my job six months ago and have been living off my severance payout and humble (relative to what I was earning) pension in what I would consider a trial retirement scenario. I have been quite surprised how much less my wife and I now need to live on, to the point where we are currently...