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You're right. We don't understand. The concepts are too alien. You genuinely believe it will work. I'm not sure it's because you've seen it work in your family, or you just believe it because they're your brothers. It might work out, it might not. I want it to work for you, I really do. But I'm...

If they insist on going with 3 names on the title it's unlikely they'll ever get to 10 properties anyway. They'll hit borrowing limits way before that because of the joint and severally liable thing.