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If you 'eat' all of your income, your money would never last a lifetime. You'll run out of money well before you die. In your opinion, yes. In MY opinion, 2m would be a nice house. Not too lavish, nor huge. Nice. I can certainly understand how 5m wouldn't be enough. If you can't, well...

A decent PPOR would be 2m. Overseas trips (family of 4, say 20k a pop) a couple of times a year. Domestic trips (5k a pop) a couple of times a year. Good lifestyle. Private school for the kids. Then it has to last a lifetime, which might be until you're 90. 10m would barely cover it.