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That's why you use accountants. I really need to add this disclaimer to my posts. The information provided is garbage and should not be relied upon by an individual. You should speak to a professional who really should know this stuff a lot better than me and not take my half cocked advice.

Living there for the first two years will put a different slant on things. That will reduce CGT payable by about 2/9 (about 22% give or take). I think that's right. Someone can correct me if I'm wrong.