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I have seen accountants pushing trusts using the 'asset protection' scare tactic without mentioning that the risk is very low for employees. I guess it all depends what you call 'decent' Cheers,

Looked seriously a few years ago at trusts. Decided not to go ahead. The advantages claimed by accountants: 1. 'Asset protection'. How relevant is that for employees? Risk seems negligible. Seems like a scare tactic used as a sales tool. 2. Income distribution to low-income earners to...