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Thanks everyone for your help. So will the bank (CBA) let me borrow the costs of stamp duty also? I ask the above question because when I bought my ppor, I had to pay the stamp duty in cash plus come up with the 20% deposit to avoid LMI. I like your proposal Terry, and I do think I...

My current PPOR was financed with a 20% deposit, I/O loan with surplus funds deposited into a 100% offset account. The house value has increased by $150k since I purchased it, and I would like to use this new equity to fund a negatively geared investment property worth $800k. What is the...