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Thanks for the comments. For now, ill keep putting into my offset, but will also keep an eye out for a property which i think may be a good buy. Personally, i dont think the parents care too much when i move out. It wont be in 10 years, but perhaps 3-4. In that time, id be hoping to have 3...

The money that i am saving, is going into my offset account, so if im not using it to invest, its helping not down payments on my first IP. Personally i dont think rates will hit 10% within 2 years, but i can see them rising gradually over the next 18 months, pehaps 8 - 8.5 at worst. In that...

Hey guys. With all this talk of the RBA raising IR to try stop falling affordabilty rates for home buyers, and talk of IR hitting double figures in the next 2 years, im sort of being put off getting another IP. Im nearly 23, and purchased my first IP last December, and was starting to have...