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+ My parents helped by cleaning, painting and making curtains. The property got valued at 20% higher (bank valuation) a year later. They also went guarantor for me until I got it revalued. I would do a similar thing for my kids if they save a small deposit.

My 15 yr old is wanting to invest in property. I've been telling her to be a kid and don't worry about it too much yet. I was twenty when I bought my first property and I think that was a pretty good age to start. I didn't get FHB grant. If I was a bit smarter I should have divorced my hubby so...