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Thanks Jess! Much faster response than waiting for a response to Monday's email after the branch wasn't answering their phones. :D

Probably good times coming up for PPOR upgrades for people without IP's.

1) - Does that include variable also? NAB will only give advertised rate and no further discount? Does this include existing customers? 3) - When 5 yrs interest only is up, what's the likely hood of getting another 5?

I wonder what % of developers are also property investors. Finance would be harder for investor/developers to get, resulting in less supply, less employment, higher yield, higher serviceability, interest rates will still be low due to sluggish economy and then cycle starts all over again??