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Quote Stinktier sorry? Is your post actually directed at me? or is 'you' just a generalisation? Lets stick to facts we know i.e the economy,,, instead of ones we dont. Sorry Stinktier, I was speed reading and read your post as, "It's exactly this reason why in my opinion I have not invested...

I agree rates were left too low for too long but if you were smart you would have bought property than and fixed for as long as possible instead of avoiding property.

Have you done a budget? Do you know what your yearly expenses are and when bills are due? Maybe you need to spend a bit of time on a few spreadsheets to put your mind at rest? Know your financial position well and have an exit plan.