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Cool, my bank manager is away on holidays for another week, I was hoping they'd drop before then.

I think they are trying the scare tactic, they all seem very desperate so I'm thinking by end of year we can secure 5% fixed 3 years. With so much uncertainty in the market I just can't see it going up. Purely not advice, my uneducated guess!

But the funny thing is if your dealing with two banks and one is stuffing you around and you purchase a new property you would most likely give the new business to the better one.

I know you are asking the brokers but I thought this may help regarding BOQ. http://somersoft.com/forums/showthread.php?p=879581 My lifelong, close family friend has just bought a franchise in Brisbane and he would be the manager for the next 15 years. PM me if you want any more details.

Yes, thanks for correcting! They've been good to me. ;) (edit - actually it's been about 6 years since I've asked for any favours so my comment is irrelevant) What do you mean by second paragraph quoted above? I discovered a few months ago that they won't do interest only on owner occupied...

Quote: Originally Posted by soyabean: Hi Rolf, Is ME Bank good to deal with ? Do they have 100% offset account etc ? Last time I changed bank was quite a while ago I am so lost with all the new stuff. Thanks, Soy. I've been using them for 14 years - much better than the big 4. They...