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Reply: 2.1.1.1.1 From: Ian Parham 'Evening Les & All Onya Les!! What a pearler...I can sleep easy tonight. You've just given me a serious chuckle. Les on Banks: "maybe there are some out there that DO care enough." Not sure if it's how you meant it to be, but that was one very funny line...

Reply: 1.1.1 From: Ian Parham 'Evening Les, Adam & All I have just received a letter from the same institution as Adam for a non-payment due to my electronic transfer being rejected. This came about because their B-Pay number was suddenly changed (due to internet fraud) so my payment was...