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i was cash flow neutral when interest rates where 7% mainly because of excellent rent increases during 2007 to early 2008 (around 25%). In the current market its harder to increase by the same % even though the rental market is still tight. Next year i think i will only be able to get around...

actually they are the most conservatively run of the big 4. Cant beat them so might as well join them, bought more WBC shares in the recent pull back.

I'm sure thats what your tenants think when you raise the rent:D The good news is that over time the interest actually drops in real terms (on purchase price), but the rent continues to go up.