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Thanks PT Bear, its very instructional to hear from those knowledgable of the industry.

thanks for your views birchcorp. What about the new upcomming legal changes. No longer allowing automatic trailing commissions, and kick backs from the product managers. Do you think this will have a substantial effect on future underlying profitability? If the future lies in direct...

Hi Birchcorp, Whats your view of Count Financial? Are they a well run organisation? How do you see their business model being effected by the changes to new regulations? Is their business model sustainable with regards to the changes in the new business regulations? views appreciated...