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I disagree with this. I think that the majority of long term members on this sight are extremely good with their money management skills. Once one has been on this forum long enough, one sees that a good proportion of those that acquired property did so, not because of their incomes, but...

sorry belbo but it makes a lot of sense to me, but i guess thats what makes a 'market'.

This is 100% spot on. Read each paragraph seperately, because there are words of wisdom in each. First paragraph: property moves up and down according to the market cycle. If the cycle is high, then have patience, but make sure you are SAVING, ready to participate when the market becomes...