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who cares, regular contributions 'buy' more when stocks are lower. One day the stock market will enter another bull market and those contributions at lower asset class prices will receive a very good return. Superannuation involves a 'life span' of 30 odd years, there will be several periods...

I am saying that superannuation represents an effective way for most people to achieve some form of financial wealth egg upon retirement. Ocean Architect is going on a verbal d&g that superannuation is effectively useless...

yes spot on lizzie, for the average thats exactly what will happen. Superannuation was never ment to provide 'gravy land' whereby everyone can just live happily ever after. but thats not the fault of the superannuation scheme itself. Over long periods of time the scheme opperates as it should.

no your argument is complete hogwash. what has british citizens have to do with anything? what has money coming from the government have to do with superanuation? blah blah blah scare scare scare.

Yeah like i said an extreme D&G post that has no idea on how LONG TERM asset classes move. Take your cues boys and girls, i have no intention of hanging around to 'disprove' because by the time it can be 'disproved' you will have run away into the sunset and i will have wasted my time.

what is the answer you are looking for? the intial reply was quite explicit in its meaning.

you will get your money in nominal dollars, but the purchasing power of that money wont be worth what you think. Another extreme d&g run to the hills, look cool, when by the time its proved one way or another, this guy wont be held accountable cause he wont be around.