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It would be nice if this thread got back on track to "Investment Loans 95%" or at least in alignment with high LVRs and the banks current status, anyones actual experience with this in the current climate, that might more useful for the OP and anyone else coming to read it. I don't mind...

Thanks Rolf. I was thinking about the ethics of it when I posted the question, but given banks and lenders love to review policies, (to naturally assist the investor :D) I was thinking a sneaky way around that would be to employ an internal time frame of say anything outside of the last 12 or...

Has anyone experienced if Bankwest are reducing their LVR to 80% if you have an original 90% LVR with LMI and are looking to release some equity would that initiate a risk re-calc at 80% in alignment with their new policy or would you be able to sustain the already 90% LVR pay the LMI difference...