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Interesting comments Alex, almost as if we read different books.

Sorry wrong ISBN -- should be 0 7322 6753 6 for "The Millionaire Next Door". (The other number is for a follow up book the Millionaire Mind which I am rereading now more detail but not as readable)

An interesting account of wealth v's income is the book "The Millionaire Next Door" by Stanley & Danko. (1996?) While this is a USA produced book the information is concerned with real people and comes from 20 years of research. If wealth building is of interest and you have not come across...