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There are many things that could go wrong with our world. Economics is but one. I believe the older you get and the more you have experienced, the more you look for insurance in whatever form to lock in the gains you have made in life. It is not being negative, and no reason not to keep...

Hi Ausprop, I guess the point of reading views contrary to your own to become aware of risk you did not realise existed. Your impression is that since the 1970’s business has just rolled on and “these theories (depression, crash etc?) have been around” since then. What has also happened in...

I attempt to insure also. Trying to protect my property portfolio from major economic downturns or other events, I have paid a price that I think of as insurance by spreading my portfolio over many unrelated entities. All debt is carried in as few of these as possible. The idea is to prevent...