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Interestingly (talking to myself now!)... The lowest 3 year fixed rates at the moment are: Bankwest 6.69% pa ING 6.79% pa NAB 6.89% pa (and 2-3 credit unions at similar rates) The lowest 5 year fixed rate by far is: Bankwest 6.69% pa followed by Heritage 6.79% pa Very...

Or, over 3 years, about a 0.73% pa discount off the SVR - so maybe it's OK for 3 years then re-finance after this... Aha...actually, this is what I'll probably do! - re-financing now means re-valuing now and potentially paying LMI again too, so that might not be the best thing. I''ll keep...

Thanks for the replies. I'm not suggesting fixing now, just noting the differences b/w banks' fixed rates and Bankwest's lowish rate by comparison. Will watch and see if this continues over the coming months. I already have one Bankwest loan, so am weighing up staying on (if their fixed...

lukentel, Just for comparison... Westpac's 5 year fixed rate (after a 0.2% pa discount) is 7.19% pa, so Bankwest is 0.5% pa cheaper (at 6.69% pa, but does have a $12/mth fee with it). ANZ's 5 year fixed rate is 7.99% pa :eek:...but not sure what their discount is? I'm just surprised that the...

Hmm...interesting replies. Perhaps their service isn't so great then. What about their fixed rate loans, 6.69% for 5 years...seems much lower than the big 4 banks? Still not attractive?

Hi there, Any thoughts on the Bankwest Rate Tracker home loan, offering a 1% discount on the average variable rate of the big 4 banks, eg. 7.73% - 1% = 6.73% pa at present, for 24 months, then reverting to the Lite home loan interest rate, currently at 7.53% pa I believe? Thanks.