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I'm with you Trogdor, and I've been saying this here for some time. I'm done with RIPs. I reached my ''critical mass'' of RIPs as of last week and am moving on. Only further ones I'll get will be PPOR upgrades. Beyond a certain point this asset class just becomes a pain in the butt...

crc you need to do what suits your investing philosophy, comfort zone and risk profile the most... I think that's the most important thing. eg. I don't invest in managed funds like you do (apart from index funds) because I don't believe in them (!) and don't know how to select between them...