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Thanks for the replies. Reading some old threads, the best that others have been able to negotiate is wavering ''all monies'' and various annual fee etc. waivers...

A PDS, who would have thought! :D I guess you could read the PDS first and then get a pre-approval in writing with certain pre-agreed variations to the PDS... ? Has anyone actually done this before?

Hi there, Does anyone review their lender's loan contracts before they have gotten an offer accepted (eg. with a pre-approval in place initially and/or subject to finance/valuation)... ? My last IP, I bought it with an informal pre-approval in place initially and then with an offer subject...