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DeeHwa, Deltaberry... not sure if you're the same people, but you sound the same. I hope you realise that people are only reading this thread for entertainment value now, as there's nothing particularly intelligent or revealing about these discussions/your arguments. :D As a side note, if you...

And you meaning YOU, not mummy and daddy...

Well your parents have done very well then. As for you... Let's say you never got such an advantage, and based on your own income at present, and savings (if any), what could you actually afford to buy on your own two feet today (if anything)? Thanks.

So how do you afford a close to $1MM 1st property at your age? Did your parents lend you some money? Anyway, haven't we done this silly inner/outer debate before?