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Lots of people may have missed the fixed rate bottom last year, but to be honest, there was almost a precise day that you could have picked it if you were ready, watching and waiting. See post #39 on 17/4/09 in this thread last year by keithj soon after the NAB upwards rate move on 14/4/09...

No. But... if you think 10% is a possibility and that it could bring your house of cards down, fix for 1 year at a time at most... If you fix later in the cycle, shorter is better.