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Thanks for that guys. Though I'm flat out just right now, I will look into it. I think that, considering the recent natural disasters afflicting our country, we should all be taking a closer look at our insurance policies.

Has anyone found an insurance company who will cover for flood zones (1 in 100 yrs zoning) without costing an absolute bomb? I recently went to renew one of my Singleton houses and was dismayed to find out that the policy had increased by an extra $200 a year. Doesn't sound much but when you...