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And I forgot to add... The only gguidance / person I consulted prior to purchase was the real estate agent trying to make a sale...fortunately again, they were very good and quite honest ( rarity, I know). Again, purpose of this to denote what not to do, especially for fhb's.

It took me 2 viewings over 2 weeks, no idea prior to the area, never did any research on it either...did a lot of research only after buying it. No shortlist either. V little negotiations on price, went to absolute max the bank was willing and even then I had to twist their arm as they were...