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Thank you all for your replies so far. While the rate is indeed attractive, it does seem like their conservative servicing will likely be a showstopper down the line when I want to refinance. Will not be going with them.

Hi SSers, I'll start by saying what a great resource this forum has been for a budding property investor such as myself, thank you all for your contributions so far! :) With pleasantries out of the way, here is my question: For my first IP, I am currently on a 450k variable loan (80%) with...