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....make that 4.35% see what happens Tuesday..... JB

Yep, now CBA has come to the party and is offering 4.4% across all 5 of the loans........ The UK IP is in Rochester. JB

Hi Terry, thanks for the info. I am using the LOC as a transaction account, but only for transactions relating to the 4 investment properties. ie rents come in, interest and other costs go out. No non-investment transactions pass through this account. I hope this makes it 100%...

Thanks, just to be clear, there is no cross-collateralisation, and everything is deductible as my PPOR was fully paid for before I opened the LOC against it to pay deposits on the investment properties. JB

Hi, I want to save some money on my biggest expense - interest. Currently I have 4 loans 3 loan of $280k with Macquarie at 4.54%. The properties these are against are worth $420k, 380k and $370k. 1 loan of $280k with AMP at 4.52%. This property is worth $430k. 1 LOC loan with CBA...