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Thanks Simon - flattery will get you everywhere ;) I did mention good business, didn't I??? Cheers, James.

Hiya, Simon; well done. You have obviously put a lot of effort into this, and whilst I'm sure it is not your main intention, I hope you gain some good business as a result. :) Getting rid of bad debt is a great idea, and your strategy is a wonderful concept. John Burley also has written about...