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Agreed. And, that was the idea of the original question; how would you invest the $5m which was left *after* buying the ppor and other toys. It seems that a lot of people included such things in their $5m though, so perhaps I need to edit the opening post to make that clearer and avoid confusion?

Absolutely. I've enjoyed seeing how other people would use the funds and seeing some of the logic behind their answers. As always, for me, the HOW and the WHY are more important than the WHAT. I'm not, really; 'tis a property forum, after all. That said, I don't think that small residential...

Not quite; not yet, for me. But, I've been wondering lately; consider a multi-million-dollar cash injection. Tatts, inheritance, divorce proceeds, business sale. Whatever rocks your boat. You then upgrade and / or pay out the PPOR, pick up the various toys and book the holidays that you may...