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This reduces the LVR to 80 so makes life easier :-) Cheers Jamie

ok - if you can use a 10% deposit your chances of approval will be greater compared to a smaller amount (less than a 10% deposit usually means harsher credit scoring from the bank when assessing your application). In a perfect world you'd have a 20% deposit so LMI wouldn't be involved - this...

Hiya Doesn't sound like casual employment to me. How much of a deposit are you looking to contribute? On the surface it seems doable - especially given his previous govt. employment history. Cheers Jamie