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Hiya Looks like we posted at the same time - and you answered my question. They way I see it is you have two options. Cop the higher rate and move to a conventional lender that will release equity or save more money (which you can do reasonably quickly). Usually it's fine to use...

Hi Paterson As above -can you please elaborate on this further so we can dig deeper. What's the property worth, how much is the loan, which lender and why three times more interest? Cheers Jamie