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Hiya An upfront valuation means a valuation can be carried out on your property before an application is lodged. That way, the borrower will know how much equity is available to them before proceeding with the application. If the valuation comes back lower than expected - then you...

As Marty said - decent ING volume writers will have automatic access to upfronts. If they don't - they can try asking their BDM too. Cheers Jamie

Perhaps get in touch with Pete and ask him to help - he's provided some great advice. He might talk your ear off about scuba diving - apart from that, he knows a thing or two about loans. Cheers Jamie

Is it for a lower rate? If so - ask your current lender to match before jumping ship. ING can be a bit painful at times for investors - particularly with cashouts. Cheers Jamie