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  1. Jamie M

    ING Direct loan 5-year fixed

    Agree with Marty. The 5 year fixed has it's place - but it's something I get clients to carefully think about. It's a long commitment - and it's hard to effectively plan that far into the future. Cheers Jamie
  2. Jamie M

    ING Direct loan 5-year fixed

    Generally you'd want to be dealing with a very "knowledgeable" one :-) No - commission is the same. Yes you should. You can't link up an offset to a fixed rate - so at the very least you should leave a portion of the loan variable. Five years is a long time to commit to a fixed too -...
  3. Jamie M

    ING Direct loan 5-year fixed

    If rate is the single most important thing to you then ING's pricing is very sharp. A broker won't be able to get a further discount on a $250k loan. P.s - for cheap rates, check out suncorps current offering. Particularly the variable. Cheers Jamie
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