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All good - usually not the end of the world. Plenty of other high servicing lenders out there. Your LVR is sub 80% too - so if you needed to restructure/refi for some reason, the costs wouldn't be too high (assuming loans are variable). Cheers Jamie

Agree with the other dudes. 4.63% and fees waived on a couple of those accounts. Ask your broker for assistance. Cheers Jamie