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Yep - lots of kerbside all of a sudden. Yesterday had 20% lvr against $600k metro, detached house and......kerbside. I normally can work system and know what val they'll require but it is a little bit unpredictable with modeled/kerbside at the moment. Cheers Jamie

Your broker could be right - ANZ have made changes recently. It's just that in practice - these policy changes don't seem to often work as they should.

I don't mind ANZ - I find them a particularly good lender for cash outs at high LVRs which suits more aggressive investor clients. However - their post settlement processes are pretty ordinary. They may say that they've improved/streamlined/whatever - in reality, it's still usually a full...